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Ekram kamal

Self-driven and knowledgeable Economics & Finance graduate adept at conducting in-depth business valuations, analyzing financial data trends, reviewing financial statements, and executing various administrative tasks.

Cairo, Egypt

Work Experience

  • Senior Credit OperationsFull Time

    Fawry

    Feb 2020 - Present -5 yrs, 5 months

    Egypt

    • Job Details:• Reviewing and Processing applications received from loan officers and sales representatives to confirm the completeness of the required documents and prepare loan contracts for signing with the customer and guarantors • Ensure that all applications following credit approval comply with credit policies. • Identify and report suspicious transactions and decisions to operations manager. • Collaborated with the Sales team to resolve customer issues. • Preparing and providing reports to both internally and externally.
  • Financial AnalystFull Time

    First for financial consultation

    Oct 2019 - Feb 2020 -4 months

    • Job Details:• Responsible for preparing various financial and profitability reports with excellent excel based experience. • Responsible for consolidating financial statements for several legal entities on a monthly basis. • Prepare monthly presentation highlighting company’s performance with various profitability analysis, working capital and cash flow analysis. • Participate in yearly budget, strategy plan and monthly rolling forecast preparations. • Prepare various adhoc reports with various analysis that requires timely and accurate performance. • Make presentations and respond to questions concerning previous and proposed budget detail.
  • Executive AssistantFull Time

    delta trading and commercial agencies

    Jan 2017 - Jul 2017 -6 months

    Egypt , Cairo

    • Job Details:• Manages the day-to-day administrative affairs of the CEO’s office, including scheduling all appointments and tracking CEO’s priority lists of projects and responsibilities • Screens incoming calls, determining whether or not it requires the attention of the CEO; whenever possible responds to caller directly based on knowledge of CEO’s preferences • Processes all incoming correspondence by drafting responses or forwarding to the appropriate internal staff. Reviews, proofreads, and formats all correspondence prepared for the CEO’s signature to ensure accuracy, completeness, and promptness • Maintains files used by the CEO, modifying when necessary; handles confidential and sensitive information with poise, tact, and diplomacy • Schedules and organizes all activities such as meetings, travel, and car services; Arranges, in conjunction with other departments, special events sponsored by the CEO • Works independently and within a team on special and ongoing projects when necessary; Serves as a liaison with other departments, agencies and senior level staff • Prepares annual business plan document and quarterly business plan reports. Assists with development of departmental budget;
  • Education

    • College Diploma in capital markets analysis

      Cairo University (CU)

      Jan 2018 - Jan 2019 - 1 Year

    • Bachelor's Degree in Economics

      Cairo University (CU)

      Jan 2011 - Jan 2016 - 5 yr

    • High School - Thanaweya Amma

      Elsayda Zainab

      Jan 2011 

    Skills

    • analysis/research
    • economic analysis
    • Microsoft Excel
    • CFA
    • Credit Administration
    • Operations
    • credit
    • Financial Analysis
    • financial valuation

    Languages

    • Arabic

      Fluent
    • English

      Advanced
    • French

      Beginner

    Training & Certifications

    • Chartered financial analyst (CFA) Level 1 Candidate

      2019
    • Eng.for Prof Purposes (SEPT)

      AUC·2019
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