Joseph Azmy

Compliance ManagerFull Time

• Job Details:Responsible for conducting impact analysis on new regulatory and internal requirements and implementing solutions by working closely with business departments. ▪ Identify and capture business opportunities from the changing regulatory landscape. ▪ Maintain updated policies and procedures to demonstrate compliance with regulations and internal policies by supporting different business departments. ▪ Review busines process, identify issues and work with business in implementing effective and efficient controls ▪ Design and manage compliance programs, including but not limited to Anti-Money Laundering, Anti- Bribery & Corruption, Market Conduct, Data privacy, and Investment Compliance. ▪ Review compliance materials for new/ revamped products and business initiatives. ▪ Conduct market conduct investigation and trend analysis. ▪ Participate in projects including but not limited to new products, business initiatives and partnerships.

Deputy ManagerFull Time

• Job Details:Monitoring the implementation of policies and procedures of compliance program throughout the organization and ensuring its efficiency in identifying, preventing, and correcting non-compliance with applicable rules and regulation. ▪ Regularly updating the Head of Compliance regarding compliance and regulatory developments. ▪ Collaborating with the team members in the design, implementation, and management of an AML Program in all areas of compliance requirements. ▪ Ensuring that the compliance program meets the requirements of international laws and regulations. ▪ Monitoring on-going compliance related projects of the branches that are related to regulatory requirements to ensure its proper implementation ▪ Participating in uniquely structured projects to assure compliance and to compile information for in- depth study and analysis ▪ Developing and enhancing standardized reporting mechanism to adequately assess the compliance risk and monitor its progress. ▪ Supporting international locations in keeping abreast of key regulatory developments and compliance trends and changes. ▪ Ensuring gap analysis remedial actions for international branches is performed by relevant compliance teams on changes necessary to meet new regulatory requirements. ▪ Implementing Compliance Policy, adhering to the bank's agreed processes and procedures and achieving a satisfactory audit report. ▪ Developing and maintaining good relations with regulatory authorities, by fostering good relations and providing timely and accurate information if and when required. ▪ Assisting line management in their responsibility for complying with regulation, including the provision of advice on compliance and anti-money laundering issues. ▪ Managing team of direct reports activities, performance, and goal development ▪ Managing, rectifying, and reporting, as appropriate, material breaches of regulations, recommending improved controls and reporting, as required.

Anti Money Laundry & FATCA Section HeadFull Time

• Job Details:AML area • Managing team specialized in AML/CFT efforts by monitoring customer daily transactions to avoid any suspicious transactions that could lead to fines/ penal actions and to ensure that the bank is not exposed to financial, regulatory and reputational risk related to Money laundry and Sanctions. • Act as the money laundering reporting officer in terms of account opening (AO) and Client Due Diligence (CDD) practices to ensure that detailed and prompt investigation of all AML/Sanctions incidents and cases for the reporting of suspicious activity process. • Liaise with regulatory bodies on a continuous basis to resolve the queries and respond to issues raised by them relating to the bank’s AML/ CFT efforts. • Perform gap analysis of systems and controls with leading practices and regulatory requirements, and recommend areas of improvement at a strategic level. • Establish, enhance procedures, policy the AML/CFT Framework to meet the regulatory standard and FATF recommendations. • Prepare the quarterly risk-based reporting on the major AML/CFT requirements. • Work with senior business in new product approval work streams, to raise AML issues and to address any monitoring enhancements that are triggered by new products or changing business models. • Develop and execute face-to-face AML/KYC training for staff in various business units. • Response to the AML Questionnaires of the corresponding Banks, as well as reviews the received one from the corresponding Banks & Tele Cash Companies. • Conduct compliance visit to departments and branches to ensure that published policy & procedures are applied. FATCA area • Assist the RO with all aspects of FATCA. • Act as an official “Point of Contact”, to receive from the IRS FATCA- related information. • Monitors and analyzes development of reporting requirements (FATCA). • Participate in reviewing policies, procedures and processes sufficient to comply with the FATCA rules.