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Saadia Emad

 Retail Credit Underwriter at  arab africian international bank

Mohandessin, Giza, Egypt

Work Experience

  •  Retail Credit UnderwriterFull Time

     arab africian international bank

    May 2018 - Present -7 yrs, 1 month

    Egypt , Giza

    • Job Details:• Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. • Analyzing client records, i-score report and recommend payment plans based on earnings, savings data, payment history, and purchase activity. • Conferring with credit associations and references to exchange credit information on clients. • Evaluating the financial status of clients. • Assigning credit card limit to be given to the customer in accordance to the bank’s policy. • Ensuring that the applicant was able to meet all the requirements set by the bank. • Making decisions on credit card applications as per policy.
  •  Database AdministratorFull Time

    Arab africian international bank

    Nov 2017 - Apr 2018 -5 months

    Egypt , Giza

    •  Back office / Email supportFull Time

      Arab africian international bank

      Apr 2017 - Oct 2017 -6 months

      Egypt , Giza

      • Education

        • Bachelor's Degree in business administration

          Canadian International College (CIC)

          Jan 2012 - Jan 2016 - 4 yr

        • High School - Thanaweya Amma

          el awaaf school

          Jan 2012 

        Achievements

        I have Achievements in school , university

        Skills

        • internet application
        • Microsoft Word
        • Microsoft Excel
        • Communication
        • Negotiation
        • presentation skills
        • Time Management
        • Customer Service
        • Microsoft Powerpoint
        • Accounting
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        Languages

        • Arabic

          Fluent
        • English

          Advanced
        • German

          Beginner

        Training & Certifications

        • coaching

          cic·2015
        • customer services

          cic·2014
        • Time management

          cic·2014
        • Revenue management

          cic·2014
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