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Leonor Hijos Apat

Experienced Management Acctg. Graduate

Dubai, United Arab Emirates

Work Experience

  • Branch Loan OfficerFull Time

    Samal Island Multipurpose Cooperative

    Mar 2011 - Jul 2016 -5 yrs, 4 months

    Philippines

    • Job Details:- Dealing with clients developing the Customer Service skills which resolving conflicts or complain of any clients regarding their loan and queries of the amount of loan that they can avail. - Advising clients the particular amount of loan and collateral that would resulted to non-delinquent borrower and that we could achieve or maintain the monthly delinquency rate or below 7% - Updated billing statement sent to borrower that would resulted to proper payment of loan at exact given time - Disbursing loan vouchers and proper filing of individual credit folder for easy and accurate records of individual creditors - Keeping of individual collateral at safety vault and logging it properly for locating and arranging files smoothly - Preparation and printing monthly reports for proper monitoring of Loan Portfolio which develop the skills of Loan Portfolio Management - Developing other task as Cashier/Teller wherein disbursing and receiving cash transactions of the financial services, making daily cash position reports for proper monitoring of cash flow, budget and analysis - Developing other task as Bookkeeper/Accounting wherein proper recording and approval of financial transaction for the daily financial operations
  • Education

    • Bachelor of Science in Commerce in Management Accounting

      Holy Cross of Davao College

      Jan 1996 - Jan 2000 - 4 yr

    Skills

    • Typing
    • Time Management
    • Customer Service
    • Accounting
    • Microsoft Office
    • Microsoft Word
    • Microsoft Excel
    • Accounting
    • Bookkeeping
    • Microsoft Office
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    Languages

    • English

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