Basic Info

Shantanu chakraborty

6 years

Bangalore, India

Master's Degree

Experienced

Work Experience

Sr.Finance Analyst at ANZ Support Services India Private Limited

Experience Details

Sr.Finance Analyst

Banking

Experienced (Non-Manager)

(Credit Analysis & Processing/Credit Risk QC Evaluation KYC)

Roles and Responsibilities:
 Conduct assessments using Bank standard policies, procedures and tools, aimed at meeting Bank and external regulatory expectations.
 Conduct online data searches, which include gathering data and recording evidence from bank internal systems as well as internet and commercial databases.
 Perform Quality Assurance reviews to evaluate the quality and consistency of Bank's "KYC" (Know your Customer) documentation as well as "KYC" completeness and accuracy.
 Review "KYC" documentation for all required areas of information. Identify gaps in customer data and potential need for Requests for Information (RFIs) to be issued. Remedy "KYC" shortfalls and inaccuracies.
 Assist Bank management in implementing any changes in process or policy resulting from Quality Assurance review findings or changes in regulatory requirements.
 To identify the key areas of Income and expenditures, variation in assets and liabilities.
 Complete the spreading of the financials using various tools in ANZ as per the Australian & New Zealand Standard Banking Norms.
 Identifies financial status by comparing and analyzing actual results with plans and forecasts.
 Analyze financial information to produce forecasts of business, industry, and economic conditions for use in making investment decisions.
 To ensure continuous process improvement is actively pursued in all areas of responsibility with specific focus on end to end process and technical opportunities.
 Evaluating financial position of company.
 Prepare Balance sheet for the customer as per ANZ norms.
 Estimate budget for the customer, analysis the result for approval of loan amount.
 Credit rating assessment. (E-CART)
 Communicating with stake holders in case of discrepancy.
 Preparing customer financial statement according to company policy.

Work Profile Involves
 Responsibility towards credit appraisal for corporate and institutional clients of Australia and New Zealand region.
- Financial statement and the related ratio analysis.
- Doing Best case and Worst case financial modeling.
- Checking the credit worthiness.
- Credit risk evaluation of the clients.
- Preparing counter party credit risk rating for the clients.
- Doing the forecasting for the clients for minimum 3yrs.
- Various Industry analyses.
- Improves financial status by analyzing results; monitoring variances; identifying trends; recommending actions to management

U.D.C (United Domain Corporation-Lending Operation)
Roles and Responsibilities:
 Completed analysis of transactional information to identify risk, trends and potential wary activity.
 Performed the required KYC screenings on customers documenting the information obtained on the client's as required by global KYC procedures.
 Ensuring compliance with all AML laws, regulations, guidelines, written procedures; OFAC, WORLD CHECK, MOTOCHECK, PPSR,COMPANY SEARCH, KYC, customer/transaction monitoring.
 Fulfillment of lending procedures of loan for purchasing new vehicle, Home, or Business Loan.
 Prepare Offering Sales Agreement.
 Purchase Order Preparation.
 To make customer due diligence, Responsible for Enhanced Due diligence reviews of Consumer and Business Banking customer.
 Verification and documentation of Customer profile.
 Rental Agreement Preparation on Finance lease and Operating lease Agricultural Goods and off-road vehicle.
 Anti money laundering and sanction control, Reviewed different accounts and loans application files to verify that application data is complete and meets establishment standards in order to combat fraud.
 Coordinating with stake holder and dealer in case of discrepancy.
 Preparing of financial report of customer profile.
 Attending query mails and handling escalation.
Admin and Finance-Reconciliation Team (UDC)

 Day to day transactions monitoring and prepare MIS report.
 Prepare final settlement receipt.
 Actioning refunds on excess payments made by customer.


Company Details

ANZ Support Services India Private Limited

Bangalore, India

More than 1000 employees

Banking

www.anz.com

Apr 2010 to present (7 years)

Education

MBA in finance and marketing

Education Details

MBA

finance and marketing

Bangalore University, India

C / Good / 65 - 75%

economic, accounts, business organization, tax,

N/A

Bangalore University
2007 - 2009
b.com in finance, accountring

Education Details

b.com

finance, accountring

Bangalore University, India

C / Good / 65 - 75%

accounting, finance, economic, tax, business organization, statistic.

N/A

Bangalore University
2004 - 2007
High School - Other

High School Details

Other

margaret english high school

India

2004

C / Good / 65 - 75%

N/A

margaret english high school
2004

Certifications

CSIA
Jan 2011

Certificate details

CSIA

Jan 2011

85 out of 100

N/A

N/A

AUSTRALIA

CUSTOMER CENTRIC

Training and Courses

Training/Course Details

AML, KYC, EFFECTIVE COMMUNICATION, TIME MANAGEMENT

Jan 2014

ANZ

N/A

This profile is outdated!
Last update more than 7 months ago.

Jobseeker photo

Profile Skills and Keywords

AML, KYC, EFFECTIVE COMMUNICATION, TIME MANAGEMENTATTAIN DING SEMINARAdaptiveAnalyticalBANKING, ANALYST, BUSINESS BANKING, WHOLESALE BANKING, CORPORATE BANKING, INSTITUTION BANKINGBIKE RIDEINGBankingBengaliBusiness-orientedCREDIT LENDING, CREDIT RISK , AML, LOAN PROCESSING&FOLLOWUP;,PLANNING AND ANALYSIS, DATA EXTRACTION AND ANALYSIS,LOAN PROCESSING, KYC, DUE DILIGENCE,CSIACustomer-orientedEXPLORINGEnglishFinance And MarketingFinance, AccountringFlexibleHandles StressHindiINDORE GAMESKannadaMBAMicrosoft Excel, WORLCHECK, MOTOCHECK, KYC TOOL, FATA, NEXSUSPHOTOGRAPHYSr.Finance AnalystTEST NEW COUSINS

Self-assesed Skills

Languages

English

English

: Fluent

: Fluent

: Fluent

: Fluent

Hindi

Hindi

: Fluent

: Fluent

: Fluent

: Fluent

Bengali

Bengali

: Fluent

: Fluent

: Fluent

: Fluent

Kannada

Kannada

: Beginner

: Beginner

: Fluent

: Fluent

Tools and Technologies

Microsoft Excel, WORLCHECK, MOTOCHECK, KYC TOOL, FATA, NEXSUS

Microsoft Excel, WORLCHECK, MOTOCHECK, KYC TOOL, FATA, NEXSUS

: Advanced

: Extreme - I love it!

:

5-7 years

Fields of Expertise

CREDIT LENDING, CREDIT RISK , AML, LOAN PROCESSING&FOLLOWUP;,PLANNING AND ANALYSIS, DATA EXTRACTION AND ANALYSIS,LOAN PROCESSING, KYC, DUE DILIGENCE,

CREDIT LENDING, CREDIT RISK , AML, LOAN PROCESSING&FOLLOWUP;,PLANNING AND ANALYSIS, DATA EXTRACTION AND ANALYSIS,LOAN PROCESSING, KYC, DUE DILIGENCE,

: Expert

: Extreme - I love it!

:

5-7 years

BANKING, ANALYST, BUSINESS BANKING, WHOLESALE BANKING, CORPORATE BANKING, INSTITUTION BANKING

BANKING, ANALYST, BUSINESS BANKING, WHOLESALE BANKING, CORPORATE BANKING, INSTITUTION BANKING

: Expert

: Extreme - I love it!

:

5-7 years

Key Skills

Analytical, Business-oriented, Customer-oriented, Flexible / Adaptive, Handles Stress

Online Presence

CSHANTANU30@YAHOO.COMCSHANTANU30@YAHOO.COMSKYPE-SHANTANU.CHAKRABORTY897

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