Basic Info

Shantanu chakraborty

6 years

Bangalore, India

Master's Degree

Experienced

Work Experience

Sr.Finance Analyst at ANZ Support Services India Private Limited

Experience Details

Sr.Finance Analyst

Banking

Experienced (Non-Manager)

(Credit Analysis & Processing/Credit Risk QC Evaluation KYC)

Roles and Responsibilities:
 Conduct assessments using Bank standard policies, procedures and tools, aimed at meeting Bank and external regulatory expectations.
 Conduct online data searches, which include gathering data and recording evidence from bank internal systems as well as internet and commercial databases.
 Perform Quality Assurance reviews to evaluate the quality and consistency of Bank's "KYC" (Know your Customer) documentation as well as "KYC" completeness and accuracy.
 Review "KYC" documentation for all required areas of information. Identify gaps in customer data and potential need for Requests for Information (RFIs) to be issued. Remedy "KYC" shortfalls and inaccuracies.
 Assist Bank management in implementing any changes in process or policy resulting from Quality Assurance review findings or changes in regulatory requirements.
 To identify the key areas of Income and expenditures, variation in assets and liabilities.
 Complete the spreading of the financials using various tools in ANZ as per the Australian & New Zealand Standard Banking Norms.
 Identifies financial status by comparing and analyzing actual results with plans and forecasts.
 Analyze financial information to produce forecasts of business, industry, and economic conditions for use in making investment decisions.
 To ensure continuous process improvement is actively pursued in all areas of responsibility with specific focus on end to end process and technical opportunities.
 Evaluating financial position of company.
 Prepare Balance sheet for the customer as per ANZ norms.
 Estimate budget for the customer, analysis the result for approval of loan amount.
 Credit rating assessment. (E-CART)
 Communicating with stake holders in case of discrepancy.
 Preparing customer financial statement according to company policy.

Work Profile Involves
 Responsibility towards credit appraisal for corporate and institutional clients of Australia and New Zealand region.
- Financial statement and the related ratio analysis.
- Doing Best case and Worst case financial modeling.
- Checking the credit worthiness.
- Credit risk evaluation of the clients.
- Preparing counter party credit risk rating for the clients.
- Doing the forecasting for the clients for minimum 3yrs.
- Various Industry analyses.
- Improves financial status by analyzing results; monitoring variances; identifying trends; recommending actions to management

U.D.C (United Domain Corporation-Lending Operation)
Roles and Responsibilities:
 Completed analysis of transactional information to identify risk, trends and potential wary activity.
 Performed the required KYC screenings on customers documenting the information obtained on the client's as required by global KYC procedures.
 Ensuring compliance with all AML laws, regulations, guidelines, written procedures; OFAC, WORLD CHECK, MOTOCHECK, PPSR,COMPANY SEARCH, KYC, customer/transaction monitoring.
 Fulfillment of lending procedures of loan for purchasing new vehicle, Home, or Business Loan.
 Prepare Offering Sales Agreement.
 Purchase Order Preparation.
 To make customer due diligence, Responsible for Enhanced Due diligence reviews of Consumer and Business Banking customer.
 Verification and documentation of Customer profile.
 Rental Agreement Preparation on Finance lease and Operating lease Agricultural Goods and off-road vehicle.
 Anti money laundering and sanction control, Reviewed different accounts and loans application files to verify that application data is complete and meets establishment standards in order to combat fraud.
 Coordinating with stake holder and dealer in case of discrepancy.
 Preparing of financial report of customer profile.
 Attending query mails and handling escalation.
Admin and Finance-Reconciliation Team (UDC)

 Day to day transactions monitoring and prepare MIS report.
 Prepare final settlement receipt.
 Actioning refunds on excess payments made by customer.


Company Details

ANZ Support Services India Private Limited

Bangalore, India

More than 1000 employees

Banking

www.anz.com

Apr 2010 to present (6 years 8 months)

Education

MBA in finance and marketing

Education Details

MBA

finance and marketing

Bangalore University, India

C / Good / 65 - 75%

economic, accounts, business organization, tax,

N/A

Bangalore University
2007 - 2009
b.com in finance, accountring

Education Details

b.com

finance, accountring

Bangalore University, India

C / Good / 65 - 75%

accounting, finance, economic, tax, business organization, statistic.

N/A

Bangalore University
2004 - 2007
High School - Other

High School Details

Other

margaret english high school

India

2004

C / Good / 65 - 75%

N/A

margaret english high school
2004

Certifications

CSIA
Jan 2011

Certificate details

CSIA

Jan 2011

85 out of 100

N/A

N/A

AUSTRALIA

CUSTOMER CENTRIC

Training and Courses

Training/Course Details

AML, KYC, EFFECTIVE COMMUNICATION, TIME MANAGEMENT

Jan 2014

ANZ

N/A

This profile is not updated!
Last update more than 2 months ago.

Jobseeker photo

Profile Skills and Keywords

AML, KYC, EFFECTIVE COMMUNICATION, TIME MANAGEMENTATTAIN DING SEMINARAdaptiveAnalyticalBANKING, ANALYST, BUSINESS BANKING, WHOLESALE BANKING, CORPORATE BANKING, INSTITUTION BANKINGBIKE RIDEINGBankingBengaliBusiness-orientedCREDIT LENDING, CREDIT RISK , AML, LOAN PROCESSING&FOLLOWUP;,PLANNING AND ANALYSIS, DATA EXTRACTION AND ANALYSIS,LOAN PROCESSING, KYC, DUE DILIGENCE,CSIACustomer-orientedEXPLORINGEnglishFinance And MarketingFinance, AccountringFlexibleHandles StressHindiINDORE GAMESKannadaMBAMicrosoft Excel, WORLCHECK, MOTOCHECK, KYC TOOL, FATA, NEXSUSPHOTOGRAPHYSr.Finance AnalystTEST NEW COUSINS

Self-assesed Skills

Languages

English

English

: Fluent

: Fluent

: Fluent

: Fluent

Hindi

Hindi

: Fluent

: Fluent

: Fluent

: Fluent

Bengali

Bengali

: Fluent

: Fluent

: Fluent

: Fluent

Kannada

Kannada

: Beginner

: Beginner

: Fluent

: Fluent

Tools and Technologies

Microsoft Excel, WORLCHECK, MOTOCHECK, KYC TOOL, FATA, NEXSUS

Microsoft Excel, WORLCHECK, MOTOCHECK, KYC TOOL, FATA, NEXSUS

: Advanced

: Extreme - I love it!

:

5-7 years

Fields of Expertise

CREDIT LENDING, CREDIT RISK , AML, LOAN PROCESSING&FOLLOWUP;,PLANNING AND ANALYSIS, DATA EXTRACTION AND ANALYSIS,LOAN PROCESSING, KYC, DUE DILIGENCE,

CREDIT LENDING, CREDIT RISK , AML, LOAN PROCESSING&FOLLOWUP;,PLANNING AND ANALYSIS, DATA EXTRACTION AND ANALYSIS,LOAN PROCESSING, KYC, DUE DILIGENCE,

: Expert

: Extreme - I love it!

:

5-7 years

BANKING, ANALYST, BUSINESS BANKING, WHOLESALE BANKING, CORPORATE BANKING, INSTITUTION BANKING

BANKING, ANALYST, BUSINESS BANKING, WHOLESALE BANKING, CORPORATE BANKING, INSTITUTION BANKING

: Expert

: Extreme - I love it!

:

5-7 years

Key Skills

Analytical, Business-oriented, Customer-oriented, Flexible / Adaptive, Handles Stress

Online Presence

CSHANTANU30@YAHOO.COMCSHANTANU30@YAHOO.COMSKYPE-SHANTANU.CHAKRABORTY897

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