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Joseph Nabil moawad

corporate credit administration officer

Shubra, Cairo, Egypt

Work Experience

  • senior credit specialistFull Time

    National Bank of Egypt

    Aug 2008 - Present -16 yrs, 10 months

    Egypt , Cairo

    • Job Details:-main responsibilities (not limited to): -Ensure adherence to policies & procedures for credit facilities and loans on large corporate of the bank. -Monitor bank's exposure to clients and ensure its compliance to statutory requirements included in approvals (financial and non financial covenants) . -Highlight risk to senior management in a timely manner and suggest remedial measures. -Maintain controls to ensure compliance with regulatory authorities to minimize risk. -Participate in the formulation and revision of credit policies and procedures relating to credit risk. -Ensuring the accuracy and quality of facilities and loans utilization. -Providing senior management timely reports about facilities and loans portfolio under control. -Working with other units inside the bank ( corporate risk management , corporate banking business, corporate credit audit, treasury, trade finance, compliance, branches) to make the assurance of delivering efficient and in time services related to large corporate with coherence of approvals conditions...
  • Education

    • BA in commerce-accounting-English section

      Zagazig University (ZU)

      Jan 2003 - Jan 2007 - 4 yr

    Achievements

    - Classification system according to sales to separate SME, Mid-corporate and large corporate and standards for it in coordination with other credit departments. - Sharing teamwork the creation of groupings companies unit and managing related loans and facilities to develop future dealing with a strategy - Review and managing of leasing companies' portfolio and developing a model to solve main problems. - Review of construction companies' portfolio and raising the problems related to loans and facilities facing officers and sharing teamwork the new developed policies created and adapted to solve it. -Sharing the creation of centralized operations division of Mid-corporate and large corporate loans and facilities.

    Skills

    • Microsoft Excel
    • Microsoft Powerpoint
    • computer
    • Accounting
    • Microsoft Word

    Languages

    • Arabic

      Fluent
    • English

      Intermediate

    Training & Certifications

    • CFA

      CFA institiute·2012
    • LCs for non -specialist

      National Bank of Egypt·2011
    • soft skills

      Quest·2010
    • corporate banking and risk management

      American univesity in cairo·2010
    • IFRS and new accounting standards for Egyptian banks

      Global Academy·2009
    • Advanced risk management

      International Faculty of Finance·2009
    • Anti money laundry

      Global Academy·2009
    • Microsoft Excel

      ISI·2007
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