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Job Description
Key Responsibilities
1. Financial Planning & Control
- Contribute to setting the overall mortgage finance strategy aligned with the company’s objectives.
- Prepare and review financial performance reports and submit them to the CEO.
- Monitor the implementation of financing plans, ensuring balance between cash inflows and obligations.
2. Mortgage Finance Operations
- Supervise mortgage loan portfolios, ensuring compliance with legal and regulatory requirements.
- Oversee pricing policies, interest rates, and financing terms in line with market competitiveness.
- Coordinate with banks and mortgage finance companies to establish new financing channels.
3. Securitization & Factoring
- Prepare and manage documentation for securitization of client portfolios.
- Collaborate with financial advisory firms and auditors to manage risks related to factoring and securitization.
4. Compliance & Regulatory Alignment
- Ensure all mortgage financing operations comply with Financial Regulatory Authority (FRA) and Central Bank guidelines.
- Stay updated on changes in laws and regulations, recommending necessary policy updates.
5. Leadership & Organizational Development
- Supervise and guide the mortgage finance team, assigning tasks effectively.
- Develop systems and processes to ensure efficiency, transparency, and control.
- Participate in recruitment, training, and professional development of financial staff.
Job Requirements
Qualifications
- Bachelor’s degree in Finance, Economics, Business Administration, or Accounting (MBA or Master’s in Real Estate Finance is preferred).
- Professional certifications such as CFA, CPA, or Certified Mortgage Finance Specialist are a strong plus.
Experience
- Minimum 10 years of experience in mortgage finance or banking, with at least 5 years in a leadership role.
- Proven expertise in mortgage finance, securitization, factoring, and loan portfolio management.
- Solid track record of building and managing relationships with banks and financial institutions.
Skills
- Strong knowledge of mortgage finance principles and banking products
- Excellent financial analysis and strategic planning skills.
- Strong negotiation and communication abilities.
- Proficiency in MS Office; experience with ERP systems (Odoo, SAP, or similar) is preferred.
- Fluency in English (spoken and written).