Credit Control Analyst

Credit limits/risks:

• Check customer financial status to expected sales to approved Credit Limit
• Obtain credit references from relevant credit reference agencies and referees
• Analysis all the customers’ documents and transactions to take correct risk decisions
• Assist Senior Management in enforcing credit policy and procedures in all divisions
• Coordinate with Treasury terms of guarantees / letters of credit
• Coordinate with credit insurance agencies in terms of accounts receivable
• Coordinate legal debt collection cases with appointed local lawyers
• Check monthly credit insurance
• Ensure that all transactions relating to a customer are processed through the customers’ account and that no customer account is used without the customer’s written authority
• Ensure that customer balance is maintained within the approved credit period and credit limit
• Release shipment for prime products after confirming payment/agreeing on credit term/limit ensure obtaining relevant Proof of delivery

      Debt collection:

• Following up collection steps with all division to increase collections and decreasing overdue debts
• Arrange final demands/legal letters when required; Follow up of accounts with debt collectors, lawyers
• Visit customer/banks to reschedule debts and obtain securities

Accounts Receivables:

• Arrange daily cash posting/allocation to the correct customers account in line with the policies; Communication with customers on overdue debts/unmatched receipts – required reconciliations. Prevent misallocation of receipts cross customers’ accounts
• Check the register of post-dated checks and ensure timely collection
• Check bank costs, payment differences, decide for approvals to write off debts/issue credit notes
• Regular credit note application follow ups to apply to debts in close coordination with customers