Job Details
Skills And Tools:
Job Description
What Success Looks Like
Success in this role means consistently delivering thorough and accurate credit evaluations that enable the business to make confident, risk-aware lending decisions. You will be expected to analyze complex financial data, identify red flags early, and provide clear, well-documented recommendations that align with our credit policies. A high-performing Credit Assessment Officer will ensure zero delays in processing, maintain 100% compliance with regulatory and audit requirements, and proactively flag emerging risk trends. Your ability to combine analytical depth with sound judgment will directly contribute to reducing credit losses and maintaining a healthy portfolio.
Job Requirements
Education:
• University degree in Finance, Accounting, Commerce, or a related field.
Prior Work Experience:
• Minimum of 1 year of hands-on experience in risk assessment, credit underwriting, or credit risk analysis within the financial or banking industry.
Language Proficiency:
• Intermediate proficiency in both spoken and written English is required.
Skills & Abilities:
• Strong analytical skills with the ability to interpret and assess financial data accurately.
• Clear and confident communication skills.
• High attention to detail and accuracy in reporting and documentation.
Knowledge:
• Solid understanding of credit risk assessment principles, financial statement analysis, and risk mitigation strategies.
• Results-oriented, with the ability to meet efficiency and productivity KPIs within defined timeframes.
• Demonstrates integrity and ethical conduct, aligned with the company’s core values.