Manager - Credit Risk

JOB PURPOSE

 

Assist the Head of Credit Risk in managing the Credit and Investment risk desk at APICORP by identifying, analyzing, measuring & reporting based on approved policies & procedures. Analyzing the proposed both Corporate Banking and Investments proposals, tracking credit risk limits and key risk indicators and managing analytical models & tools associated with credit risk. Perform middle office controls for the Treasury business portfolio.

 

DUTIES & RESPONSIBILITIES

 

 

§  Carrying out a detailed credit analysis of the Credit and Investment proposals, including financial modelling, analysis, projections, valuations and industry & peer analysis.

§  Monitoring financial markets and news for information that would impact the value of credits and investments (private equity and listed).

§  Assist with the monitoring and reporting of credit exposure/risk in line with internal policies and risk appetite - escalation of breaches as appropriate.

§  Ensure the effective administration of the credit portfolio and monitoring of credit limits.

§  Monitor market indicators to ensure complete awareness of market conditions and trends and identify any alert/caution areas in APICORP’s Corporate Banking and Investment portfolio.

§  Maintaining good stakeholder engagement with key partners around the organization, particularly Corporate Banking, Investments and Portfolio Management, to facilitate the smooth process of the credit approval process.

§  Support the Head of Credit reviews to minimize risk.

§  Supporting the continued evolution of reporting and analytics, aligning with emerging trends or changes in portfolio and strategy.

§  Identifying opportunities to automate or enhance existing reporting and analytics.

§  Overall management of credit portfolio, completing credit risk review memos, assessing risk-return investment and preparation of executive committee minutes.