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Job Description
- Credit responsibilities include the review and approval of Customer requests related to Finance assumptions, collaterals.
- Fundamental understanding of commercial real estate property valuation .
- Understand and interpret property operating statements and personal financial statements of individual sponsors.
- Initiate/ Review /Complete analysis, reporting, forecasting, stress testing, and balancing.
- Ensure compliance, operational risk controls in accordance with Amlak Finance or regulatory standards and policies; and optimize relations with regulators by addressing any issues.
- Support appropriate MIS/reporting for business/ function management, including material compliance risks and control issues.
- Ensure documented policies and procedures remain updated and are aligned to the processes in place.
- Perform detailed written analysis with supporting documentation of the key risk indicators that impact the allowance for funding and lease losses.
- Develop and implement predictive analytics in support of portfolio modelling for both the existing finance portfolios as well as for new credit products being developed.
- Provide recommendations to improve credit policy, reduce credit losses while supporting retail business.
Job Requirements
- University degree in a business-related field
- 5-7 years’ Experience in the credit field
- Credit course is a must.
- Mortgage or leasing previous experience is a highly preferable .
