Business Analyst – Retail Banking
Veripark -
Maadi, CairoPosted 7 years ago97Applicants for1 open position
- 56Viewed
- 26In Consideration
- 28Not Selected
Job Details
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Job Description
Job Description:
Domain Knowledge (Retail Banking):
- End to end Retail financing life cycle process
- Prospect/opportunity capturing by a RM/Contact center/Branch users
- End to end retail loan origination including application, underwriting, spread analysis,
- Covenants, sanction and post sanction activities
- Collateral management and loan management activities
- Retail Assets and Liabilities product knowledge including retail enrollment and KYC process
- Collections and delinquency management including overdraft excesses/past due
- Retail loan workflow management and risk assessment and rating
- Banking regulatory and reporting needs including KYC, FATCA among others
Business Analysis Expertise:
- Requirement Gathering: Ensure business requirements are clearly and completely documented in pre-agreed formats and signed off by business users & translated to technical specifications.
- Engage with client in interactive requirement gathering session demonstrating domain and solution knowledge and industry best practices.
- Organizing meetings with stakeholders for capturing requirements and turning them into an SRS document.
- Solution Mapping: Ensure functional requirements are fully met by proposed IT solution.
- Appreciation & understanding of the Technology platforms including packaged solutions relevant for the industry
- Process Discussions: Capturing as-is and to-be processes with respect to the business. Conducting business process improvement meetings with our clients.
- Documentation:Developing requirements documents, functional specs with wire frame diagrams and process charts
- Requirements Management: Capturing detailed scope of change requests.
- Pre-sales: Presentation of similar projects and related products to the prospects on visits. Engaging in Proof-Of-Concepts engagements held in client premises. Developing proposal scope, initial high level implementation plan, licensing requirements
- Training:Preparing training materials, conducting trainings.
- People Develop and manage the relationship between IT and business units
- Maintaining client relationship
- Supervise and guide the project & development team and ensure they are given required support
- Liaise with pre-sales and sales team for product demo and presentations
Job Requirements
- Education and Experience
- Graduate
- MBA preferred
- Professional certificate in Business Analysis/Banking preferred
- Minimum 8 years of experience in similar role
- Personal Skills
- Fluency in English/Arabic
- Enhanced planning and organizational skills
- Excellent communications and interpersonal skills
- Ability to lead a team
- Presentation and document preparation skills
- should have worked for at least 8 years in retail Banking having worked in Bank or Banking Domain in banking software vertical.
- Knowledge about branch operations including cash vault, safe deposit lockers and cash management functions
- Should have knowledge about retail products like fixed deposits, personal finance, auto loan, credit cards
- Should have knowledge about loan restructuring, repayment schedule, interest waiver, interest pricing and commissions for retail products
- Retail Internet Banking knowledge is a plus
- Islamic Banking knowledge is a plus though not mandatory
- Should have knowledge about customer experience or customer relationship management for retail clients
- Should understand marketing campaign and offer management
- The candidate should have experience in multiple retail banking solution
