Senior Credit Manager, International Subsidiary Banking (ISB)

Senior Credit Manager, ISB - 0000JU4H

Some careers open more doors than others.    If you’re looking for a career that will unlock new opportunities, join HSBC, and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

International Subsidiary Banking (ISB) is Commercial Banking’s international proposition which aims to provide banking coverage to the subsidiaries of Commercial Banking (CMB) customers within the Large Corporate and Mid- Market Enterprise segments. The International Subsidiary Banking strategy is to provide consistent, in-depth, and dedicated coverage across the HSBC network with the end goal to deepen our relationship with our customers. The ISB business is a significant contributor of revenue to CMB and consists of a network of dedicated bankers across more than 60 countries.We are currently seeking an ambitious individual to join our Commercial Banking team, working together with colleagues to define, manage and achieve divisional business targets.

In this role, you will:•    Manage end-to-end credit application process including preparation of credit applications based on thorough analysis of the financial reports, research and other data sources / market intelligence•    Be responsible to assist RM and deliver on CDD related process for respective portfolio•    Closely work with the RM to increase revenues from existing and new to bank clients•    Assist the customer draw on the HSBC group network by working closely with other CMB sites and product groups (Global Trade and Receivables finance (GTRF), Global Banking & Markets (GBM), Insurance & Investments (I&I) and Global Payments & Solutions (GPS) •    Structure appropriate credit facilities for the customer•    Maintain a proactive and appropriate calling programme to service clients, ensuring senior management and key stakeholders for clients are contacted regularly•    Adopt and ensure fully effective utilization of all tools and systems provided by the bank to assist in service and sales delivery•    Keep abreast of external factors influencing international business e.g. economic, cultural, geographical, procedural and regulatory requirements•    In discussion with RM, develop effective strategies to manage customer relationships, anticipate customer needs and provide a superior quality service to position HSBC as the market leader in this segment•    Assist RM to ensure timely and accurate maintenance of customer information, including Know your Customer (KYC) requirements, in Group systems•    Establish an effective working relationship with Risk Management teams, in order to validate the accuracy of the customer risk profile, and ensure sustainable asset growth•    Deliver a high quality service by owning customer engagement, striving for excellence in all interactions with (prospective) customer or other professionals, and always acting according to the highest professional standards•    Monitor and manage robust controls in order to ensure credit risk and other risks are adequately mitigated and appropriate timely action taken to minimize losses to the Bank•    Keep abreast with sustainability and assist RM to identify, lead and deliver sustainability solutions supporting clients in their transition journey