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Job Description
- Assure Accurate processing of all credit accounts and incoming credit payments.
- Evaluating clients, gathering Clients’ information, credit data and financial statements in order to determine the creditworthiness of existing or prospective clients
- Allocate suitable credit terms to assure Companies’ secure credit grants, terms and process all credit leverage requests and risk involved in lending money to them
- Coordinate reports with credit risk officers and preparing customer classification.
- Analyzing client records and using the data to recommend payment plans
- Conferring with credit associations and references to exchange credit information on clients
- Evaluating the financial status of clients by producing financial ratios.
- Conferring with A/R accounting team to verify clients financial/credit transactions and to resolve their complaints
- Researching and resolving account discrepancies.
- Analyzing records regarding payments and account status.
- Working with the collections department to analyze clients’ payment and credit history to develop new or better repayment terms.
- Generating reports and statements for internal use.
- ensure reconciliation of the credit receivables ledger, verifying that all payments are accounted for accurately and properly posted
- Ability to process and scrutinize data to verify any discrepancies within the system
- Problem-solving skills to ensure the resolution of any client’s credit issues
- Keeping knowledge of key issues Up-to-date (for example legal, market risk, and compliance issues)
Job Requirements
- Bachelor of Commerce and special studies, diploma or certificates in credit analysis and credit management.
- Proven working experience as a credit analysis
- Proficiency in statistical packages and financial software
- At least 3 years of previous experience in Retail, wholesale and Responsible for credit analysis processes in Mass Transactions Company.
- Reliable, solid understanding of industry standards including basic accounting principles, fair credit practices, and collection rules and regulations
- Excellent English language skills, both written and verbal
- Proficiency in MS Office
- Ability to build relationships with multiple internal and external stakeholders
- Ability to multi-task
- Familiar with Financials ERP Module with special focus on receivables and POS especially oracle or SAP
