Job Details
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Job Description
Main Job Duties:
- Assess creditworthiness of existing or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
- Complete ratio, trend and cash flows analyses and create projections
- Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner.
- Determine in depth the degree of risk involved
- Carefully analyze data and produce clear and objective reports
- Routinely monitor loans for compliance.
- Adhere to credit policy and guidelines.
- Monitor corporate portfolio asset quality on an ongoing basis.
- Draft models of credit information that predict trends and patterns.
- Participates in the definition and assessment of the risk management framework for new products/activities through contribution and/or attendance to decision making process.
- Prepares daily, weekly and monthly Credit risk reports.
- Prepares and assists senior officers and department head in producing research reports on the economic environment and the dynamics of Credit risk forces.
Job Requirements
- Minimum education : BS degree in Economics, Finance or statistics
- Languages : Fluent in Arabic and English (Writing and Speaking)
- Ideal experience : Up to 3 years.
- Proven working experience as a credit analyst.
- Proficiency in statistical packages and financial software
- Ability to analyze cash flows, leverage, collateral and customer strength.
- Strong communication and presentation skills.
- Sound judgment.
- Financial modeling, including a range of valuation techniques
Excellent Computer skills.
- Detail-oriented and diligent.
