Job Details
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Job Description
- Evaluate individual loan submissions that are reviewed by the risk management department, as mandated by the credit policy and standard operating procedures.
- Analyze the reasons behind clients’ delinquency and provide recommendations for better loan appraisal and recovery.
- Review portfolio quality on a regular basis, analyze key credit risk indicators and provide recommendations for the exposure and diversification limits.
- Handle the department’s work with the legal office and identify any potential legal risks.
- Identify and evaluate any operational internal control weaknesses and use the methodology set in the risk management framework to provide recommendations.
- Closely coordinate with the internal audit, human resources, information technology, and finance departments to identify and monitor operational, liquidity and market risks as prescribed in the risk management framework, and provide recommendations for risk mitigation.
Job Requirements
Qualifications
- Education: Bachelor’s degree in a relevant field (Commerce, accounting, business administration, economic development, economics, etc...).
- Preferable to have previous experience in credit or microfinance.
Skills:
- Technical Skills: Proficient user of Microsoft office as well as, ability to develop rigorous analysis.
- Other Skills: Fluent in English and Arabic.
- Personal Traits: Self-motivated, strong commitment to team environment dynamics, good communication
