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Job Description
- Research and evaluate clients' credit worthiness.
- Create credit scoring models to predict risks.
- Approve or reject loan requests, based on credibility and potential revenues and losses.
- Calculate and set interest rates.
- Negotiate loan terms with clients.
- Monitor payments.
- Maintain records of loan applications.
- Follow up with clients to manage debt settlements and loan renewals.
- Ensure all lending procedures comply with regulations.
- Develop, review and update our company’s credit policies.
Job Requirements
- BSc in Accounting, Economics, Banking and Finance or relevant field.
- Minimum experience 10 years preferably in the field of real state, tourism or tourism investment.
- Maximum age 45.
- Proven work experience as a Credit Manager, Credit Analyst..
- Hands-on experience with accounting software.
- Solid understanding of lending procedures.
- Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel).
