Job Details
Experience Needed:
Career Level:
Education Level:
Salary:
Job Categories:
Skills And Tools:
Job Description
- Credit Control Officers contribute to the mitigation of risk of non-compliance with policies and procedures in lending operations
- Analyze the quality of risk assessments for loans carried out by staff involved in credit operations
- Through direct visits to clients, check the accuracy of credit assessment, carried out by loan officers / sales representatives
- Ensure if credit exposures have been issued in accordance with existing internal rules and regulations
- Monitor compliance with action plans agreed with responsible managers
- Prepares reports on monitoring actions, conducted by loan officers / sales representatives / supervisors
- Identify, analyze and report to the management on the cases of non-compliance with internal regulations
- Notify management immediately, when fraud or other significant material risks have been identified
- Analyze, evaluate and discuss with the direct manager the strengths and weaknesses of social and financial analysis skills of loan officers / sales representatives / underwriters
- Suggest improvements and recommend actions in accordance with observations made during supervision
- Propose changes that improve microfinance processes
- Guarantee confidentiality of information handled
Job Requirements
- University degree of economics; accounting; banking; finance
- Experience in financing / credit controlling (1 year +)
- Strong analytical, communication and presentations skills
- Knowledge of local market regulations and laws; existing internal policies, standards and procedures
- Attentiveness to details
- Flexibility to travel on short assignments
- A good level of English is not mandatory, but is an advantage
- Proficiency in using MS Office products (Word, Excel, PowerPoint)