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Job Description
- Credit responsibilities include the review and approval of borrower requests related to loan assumptions, leases, collaterals.
- Fundamental understanding of commercial real estate property valuation and debt financing.
- Understand and interpret property operating statements and personal financial statements of individual sponsors.
- Complete analysis, reporting, forecasting, stress testing, and balancing.
- Credit reporting and performance analysis for all portfolios.
- Develop and implement predictive analytics in support of portfolio modeling for both the existing loan portfolios as well as for new credit products being developed.
- Provide recommendations to improve credit policy, reduce credit losses while supporting retail business.
- Preparing and handling financial institutions requirements to get the needed fund to the company
- Supporting in checking and implementing the company IT system.
- Preparing documents and handle any issue with internal and external audits.
Job Requirements
- Bachelor degree in a business related field
- 7+ years' Experience in the credit field
- English Proficiency.
- Computer proficiency
- Communication and Interpersonal Skills.
- Analytical skills.
- Handle multiple tasks.
- Work under pressure