Senior Credit Officer

Vitas Egypt - Nasr City, Cairo

67
Applicants for
1 open position
41
Seen
3
Rejected
Experience Needed:
3 to 5 years
Career Level:
Experienced (Non-Manager)
Job Type:
Full Time
Salary:
Confidential, Bonus
Languages:
Arabic, English
Vacancies:
1 open position
About the Job

JOB BRIEF

  • We are looking for a Senior Credit Officer to oversee our company’s lending process, from evaluating clients’ creditworthiness to approve or reject loan requests.

JOB DESCRIPTION

  • Researching and evaluating clients’ creditworthiness
  • Creating credit scoring models to predict risks
  • Approving or rejecting loan requests, based on credibility and potential revenues and losses
  • Ensure that the loans are granted to the clients as for the policies approved by the senior management.

RESPONSIBILITIES

  • Research and evaluate clients’ creditworthiness
  • Create credit scoring models to predict risks
  • Approve or reject loan requests, based on credibility and potential revenues and losses
  • Negotiate loan terms with clients
  • Monitor payments
  • Maintain records of loan applications
  • Ensure all lending procedures comply with regulations
  • Develop, review and update our company’s credit policies
  • Prepares/Reviews daily, weekly and monthly Credit risk reports.
  • Participates in the definition and assessment of the risk management framework for new products/activities through contribution and/or attendance to decision making process.
Job Requirements
  • Proven work experience as a Credit Senior analyst, Credit Analyst or similar role
  • Hands-on experience with accounting software
  • Solid understanding of lending procedures
  • BS degree in Economics, Accounting, Finance, Statistics, Business, or related field.
  • Fluent in Arabic and English (Writing and Speaking).
  • Ideal experience : 3 to 5 years.
  • Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
  • Negotiation skills
  • Strong communication and presentation skills.
  • Sound judgment.
  • Financial modeling, including a range of valuation techniques
  • Technology development/project management experience.
  • Excellent Computer skills.
  • Detail-oriented and diligent.
About this Company

Vitas Group is proud to announce the launch of Vitas Egypt in partnership with Ebtikar for Financial Investment, the non-banking services venture of BPE Partners (formerly Beltone Private Equity). Operating under the Microfinance Law of 2014.

Vitas Egypt will... (More)

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