Job Details
Experience Needed:
Career Level:
Education Level:
Salary:
Job Categories:
Skills And Tools:
Job Description
- Conduct thorough financial analysis of SME loan applications, including reviewing financial statements, business plans, and industry trends.
- Develop credit risk ratings for SMEs based on a variety of factors, including financial strength, industry risk, and management experience.
- Recommend appropriate credit limits and terms for loan applications, taking into account risk and potential return.
- Monitor existing SME loans and identify potential problems early on.
- Develop and implement risk management strategies for the SME portfolio.
- Prepare reports on SME loan portfolio performance and risk trends.
- Stay up-to-date on industry trends and regulatory changes that may impact SME lending.
- Collaborate with other departments, such as sales and underwriting, to ensure the smooth flow of business.
Job Requirements
- Credit Certification
- From 2-3 years experience
- BSc/BA in Law, Business, Finance or a related field
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Proficiency in financial modeling and analysis tools.
- Ability to work independently and as part of a team.
- Strong understanding of financial markets and regulations.
